公積金與商業(yè)組合貸款
公積金和商業(yè)貸款分別使用自己的金額、利率與期限,匯總每期月供和總利息。
預(yù)填內(nèi)容僅為演示參數(shù),不是您的實(shí)際資料或當(dāng)前地區(qū)費(fèi)率;計(jì)算前請(qǐng)?zhí)鎿Q。
計(jì)算方法與來(lái)源
兩筆貸款獨(dú)立逐月計(jì)算,然后按月份相加;較短貸款結(jié)束后,其月供按 0 計(jì)。
方法核對(duì)日期:2026-09-08
填寫(xiě)內(nèi)容僅在當(dāng)前瀏覽器處理,不上傳、不記錄表單值、不自動(dòng)保存。只有您主動(dòng)點(diǎn)擊時(shí)才導(dǎo)出結(jié)果。
{"fields":[{"key":"fund","label":["公積金貸款本金","Housing fund principal"],"type":"number","value":500000,"min":0,"max":1000000000,"step":"any"},{"key":"fundRate","label":["公積金貸款年利率 %","Housing fund annual rate %"],"type":"number","value":2.6,"min":0,"max":30,"step":"any"},{"key":"fundMonths","label":["公積金期數(shù)(月)","Housing fund months"],"type":"number","value":240,"min":1,"max":600,"step":1},{"key":"commercial","label":["商業(yè)貸款本金","Commercial principal"],"type":"number","value":800000,"min":0,"max":1000000000,"step":"any"},{"key":"commercialRate","label":["商業(yè)貸款年利率 %","Commercial annual rate %"],"type":"number","value":3.2,"min":0,"max":30,"step":"any"},{"key":"commercialMonths","label":["商業(yè)貸款期數(shù)(月)","Commercial months"],"type":"number","value":240,"min":1,"max":600,"step":1},{"key":"method","label":["還款方式","Repayment method"],"type":"select","options":[["annuity",["等額本息","Annuity"]],["principal",["等額本金","Equal principal"]]],"value":"annuity"}],"title":["公積金與商業(yè)組合貸款","Combined Housing Loan"],"engine":"combined-mortgage","scope":["利率為演示輸入,不是當(dāng)前銀行報(bào)價(jià);不判斷公積金貸款資格、額度、地區(qū)利率或補(bǔ)貼。","Displayed rates are examples, not lender quotes. No eligibility, loan-limit or regional policy determination."]}